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Strategic partner
for pan-European
real estate debt
investments

ABS
Real Estate Finance

ABS is a dedicated pan-European commercial real estate debt platform
acting as an execution and investment partner to institutional and private capital.
We originate, underwrite, execute and manage senior, whole-loan and junior real estate debt
investments across Europe under a disciplined, capital-preservation-first lending philosophy.

Institutional and Private Capital Partnership Model
ABS partners with institutional and private investors seeking scalable exposure to European
commercial real estate debt without the need to build local origination, underwriting and
servicing infrastructure. Partnerships are designed for long-term alignment, prioritising
sustainable loan performance, downside risk protection and institutional governance over
deployment-driven strategies.

More About Us

Clear
roles

Robust
governance

Aligned
incentives

  • Capital allocation and strategic oversight
  • Definition of lending mandate parameters
  • Final investment decision-making authority (deal-by-deal) within an agreed institutional governance framework

ABS: disciplined underwriting philosophy

Capital preservation is the core objective of ABS underwriting

  • Managing leverage with emphasis on downside LTV and DSCR.
    Focus on cashflow-led analysis.
  • Robust covenant packages, cash controls and reserve mechanisms.
  • Jurisdiction-specific enforcement and recovery analysis.
  • Rigorous sponsor assessment focused on liquidity, capability and alignment.

ABS: pan-European origination advantage

ABS sources proprietary and intermediary-led deal flow across Europe through a local,
relationship-driven origination engine.

  • ABS benefits from the in-house senior lending officers with access to local networks
    based in its 10 European country offices.
  • Deep access across core EU markets, with connections to over 800 European
    debt advisory firms.
  • Exposure to refinancing, transitional and capex-backed lending opportunities.
  • Ability to underwrite complexity where banks are structurally constrained.

ABS: execution, monitoring & transparency

  • Institutional approval processes and formal credit committees.
  • Independent loan servicing supported by licensed local servicers.
  • Real-time loan monitoring via proprietary loan management systems.
  • Detailed LP reporting with full audit trails.

ABS: track record & alignment

€10bn+ European
CRE lending
and advisory
track record

Zero realised
credit losses
since inception
(2014)

Proven
execution at
institutional scale

Long-term capital
partnerships built
on transparency
and discipline

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